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Short answer: TL-15 is generally a good fit when contents are valued between $100,000 and $200,000 and you don't store DEA-regulated controlled substances. If your contents exceed $200,000, your insurer requires TL-30, or you're storing Schedule I or II controlled substances, the answer points to TL-30. These value ranges are general industry guidelines and not coverage commitments, so confirm specifics with your insurer. For the full breakdown, see our burglary ratings page.
